When shopping around for car insurance quotes, you could end up seeing widely varying numbers. Indeed different car insurance companies can charge you significantly different amounts. However, each company has their own system that they use when coming up with a quote. One might place more emphasis on the location of the client, for example, while another might think their credit rating is more important.
Even though different companies focus on different areas, the same basic factors are used to determine car insurance quotes. This includes the safety features in the car. Older cars are usually lacking in this department; new technology is added almost every year, making cars safer and safer. Here are some of the safety features that will help you see lower car insurance quotes.
Airbags. These days you’ll see airbags in almost every new car, but that wasn’t always the case. Even in the middle to late 1990′s, there were still cars being produced without airbags. That means that if your car is an older model, it may be lacking this key safety feature. It’s also not just the presence of airbags that makes a difference; the number and location also play a part. Some new vehicles are now being produced with up to nine airbags, but four is considered standard. (more…)